📊 Investment Tool
Portfolio Diversification Score
Score your portfolio from 0–100 and get actionable rebalancing tips.
📋 Your Holdings
Add each holding: ticker, sector, market, and dollar amount.
📊 Your Diversification Score
🏢 Sector Breakdown
🌍 Geographic Breakdown
⚠️ Concentration Risks
💡 Rebalancing Suggestions
📌 5 Diversification Tips
- ✓ Own 20-30 stocks — most of the diversification benefit happens here. Beyond 30 has diminishing returns.
- ✓ Spread across 6-8 sectors — no single sector should be more than 25% of your portfolio.
- ✓ Add international exposure — 20-30% in non-US stocks reduces correlation and improves long-term returns.
- ✓ Mix market caps — combine large-cap stability with mid- and small-cap growth potential.
- ✓ Include asset classes beyond stocks — bonds, REITs, and commodities further reduce volatility.
📚 Resources for Investors
Disclaimer: This tool provides educational information only and is not investment advice. Diversification does not guarantee profits or protect against losses. Past performance is not indicative of future results. Consult a licensed financial advisor for personalized guidance.
Related Tools for Building a Diversified Portfolio
You just saw how spreading your investments across sectors, markets, and asset classes can reshape your long-term returns. The next step is putting that diversification principle to work — projecting how your contributions compound over time, modeling retirement income, and stress-testing a portfolio against inflation and career breaks.
- Compound Interest Calculator: Project how reinvested earnings compound inside a diversified account.
- Retirement Savings Calculator: Model how your diversified portfolio funds decades of retirement.
- ROI Calculator: Quantify the return on a single holding before adding it to your mix.
- Inflation Calculator: Stress-test your diversified returns against long-run purchasing-power erosion.
- Net Worth Calculator 2026: Track how your diversified portfolio moves your overall net worth.